The core mission of Beskyd is to drive innovation in the financial technology landscape, providing robust, high-performance, and scalable solutions that address the complex needs of modern businesses, particularly in the banking, financial services, and retail sectors. The company's work directly impacts national financial infrastructure; its flagship B2B2C solution is a critical platform responsible for processing a substantial portion of all bill payments within Ukraine. This singular solution processes over 25% of all utility, budget, and other essential payments nationwide, underscoring the company's vital role as a provider of enterprise infrastructure. Beskyd's systems manage a massive volume, handling upwards of 1,500,000 payments per day and facilitating integrations with over 300 utility providers for more than 30,000 payees across a network of 3,000+ bank branches.

Products and Services

Beskyd Ltd. offers a comprehensive portfolio of both packaged software products and professional IT services, positioning itself as a complete provider of enterprise infrastructure and IT solutions.

Products

The company's product suite is centered on enhancing digital banking channels, payment automation, and enterprise data management. Key products include:

• NicePay:* An Integrated B2B2C Platform

  • This is the flagship platform that delivers utility bills and other payment notices directly to end-users via various channels. It enables customers to quickly check outstanding balances and conveniently pay for services in a single, unified place.
  • Access Points: Payments can be made via user-friendly devices (smartphones, tablets, computers) as well as familiar access points like bank branches, self-service terminals, ATMs, and even social media platforms like Facebook.
  • Functionality: It integrates utility bills from thousands of service providers with the internal systems of major banks, automating the entire payment and reconciliation lifecycle.

• SBON+

  • A specialized solution designed to manage and optimize payment and cash operations within the retail banking system.
  • Focus: Provides a high level of automation to enhance the efficiency of cash operations, increasing the volume of services that can be provided and boosting overall profitability for financial institutions.

• Biller Integration

  • An essential integration payment service that acts as a middleware for connecting various external financial and billing platforms.
  • Application: It facilitates the seamless connection between external payment systems, mobile applications, service providers, and core billing platforms. It supports online integration with other Beskyd products, such as SBON+ and NicePay:), via a proprietary or third-party API.

• ETL Service

  • A subsystem dedicated to data integration, utilizing the Extract, Transform, Load (ETL) process.
  • Purpose: Ensures the efficient extraction of raw data from diverse sources, its necessary processing and transformation, and reliable loading into a final database or data warehouse, supporting the data needs of the company's enterprise solutions.

• Report System

  • A corporate reporting system designed for deep business analysis and strategic planning.
  • Technology: Built on the widely-adopted JasperReports Library, this system offers a robust platform for generating complex, customizable reports and supports the use of the free report designer, JasperSoft Studio.

• CUBE Data

  • An OLAP (Online Analytical Processing) server and data warehouse subsystem.
  • Capability: This product is designed to overcome the limitations of traditional relational databases by enabling fast, multidimensional data analysis and manipulation through the use of cube structures, providing deep insights for decision-makers.

Services

Beskyd offers specialized IT services to complement its product offerings and address broader enterprise IT needs, operating across various industries beyond finance.

• IT Outsourcing and Outstaffing

  • Provides specialized IT staff and dedicated development teams to support the growing reliance of organizations on software for their daily operations.
  • Scope: Specialists are involved across the entire software lifecycle, from initial design and development to implementation, maintenance, and ongoing support. This includes providing Dedicated Teams for flexibility and cost efficiency, and delivering Fixed-Price Development projects.
  • Diverse Client Base: The company???s solutions and services have been deployed successfully in diverse sectors, including supporting the operations of a seaport in Senegal, a bike-sharing network, and a railway system in Ireland.

• Blockchain Technology Development

  • Beskyd maintains a significant specialization in the rapidly evolving Web3 and decentralized application (dApp) space.
  • Expertise: The team focuses on developing distributed applications for Decentralized Finance (DeFi) projects, building on leading blockchains such as Solana and NEAR Protocol.
  • Advanced Solutions: Services include the creation of AI-powered bots to automate complex workflows and the development of smart contracts of any complexity, ranging from Minimum Viable Product (MVP) prototypes to full, robust, and scalable blockchain ecosystems, integrating artificial intelligence to unlock the full potential of next-generation technologies.

Technological Focus and Business Philosophy

The company's approach is characterized by a commitment to high-quality, innovative technology development, focusing on growth and long-term efficiency. Beskyd leverages advanced tools and platforms to deliver secure, high-level support, and creative solutions, reinforcing its role as a key enterprise infrastructure and IT partner. The firm's extensive expertise, particularly in large-scale financial transaction processing and emerging technologies like Blockchain and AI, underscores its position as a leading technology provider in the Eastern European market and an experienced partner for international projects.