On Deck Capital, Inc. is a financial technology (fintech) company that provides small business loans. While they have evolved their offerings, their core business remains focused on facilitating access to capital for entrepreneurs and small business owners. They operate primarily in the United States.

On Deck's primary service is providing short-term business loans, often through an online application process. This streamlined approach aims to expedite the funding process compared to traditional bank loans. The company uses technology and data analytics to assess creditworthiness and risk, allowing for faster decisions and potentially quicker disbursement of funds. Their loan products are typically designed to cover a range of business needs, from working capital to equipment financing. The specific terms and conditions of these loans vary depending on factors such as credit history, business revenue, and the amount borrowed.